What We Offer

Insurance for Every Stage of Life

We shop multiple "A" rated carriers to find you the best coverage at the right price.

Personal Insurance

Auto Insurance
Personal

Auto Insurance

We shop multiple carriers to find the right combination of liability, collision, comprehensive, and uninsured motorist coverage for your budget so you're protected on every Ohio road.

Home Insurance
Personal

Home Insurance

Your home is your biggest investment. Our policies protect your structure, belongings, and liability tailored to the unique coastal risks of the Lake Erie region.

Renters Insurance
Personal

Renters Insurance

Affordable coverage for your personal property, liability, and additional living expenses. Just because you rent doesn't mean your belongings aren't worth protecting.

Pet Insurance
Personal

Pet Insurance

Your pets are family. Pet insurance helps cover unexpected vet bills so you can focus on their health not the cost. Plans available for dogs and cats.

Flood Insurance
Personal

Flood Insurance

Living near Lake Erie means understanding flood risk. Standard home policies don't cover floods we'll help you get the right NFIP or private flood coverage to protect your property.

Classic Car Insurance
Personal

Classic Car Insurance

Your classic car is more than a vehicle it's a passion. We offer agreed value coverage, low mileage discounts, and specialized policies that protect your investment the right way.

Recreational Insurance

Boat Insurance
Recreational

Boat Insurance

Whether you're cruising Lake Erie or fishing the islands, your boat deserves real protection. We cover hull damage, liability, medical payments, and uninsured boaters.

ATV Insurance
Recreational

ATV Insurance

From trail riding to farm use, ATVs need specialized coverage. Our policies include liability, collision, comprehensive, and medical payments to keep your adventures protected.

Golf Cart Insurance
Recreational

Golf Cart Insurance

Golf carts are a way of life on the Lake Erie Islands. Affordable policies covering liability, collision, and theft whether you're on the course or cruising the island streets.

Motorcycle Insurance
Recreational

Motorcycle Insurance

Hit the road with confidence. Liability, collision, comprehensive, and accessory coverage for your bike with competitive rates from multiple carriers.

Snowmobile Insurance
Recreational

Snowmobile Insurance

Don't let winter slow you down without coverage. Our snowmobile policies protect against liability, collision, theft, and more so you can ride with confidence all season long.

Camper & RV Insurance
Recreational

Camper & RV Insurance

From weekend campers to full-time RV living, we have policies that cover your rig, belongings, liability, and roadside assistance. Hit the road knowing you're protected.

Life & Medicare

Life Insurance
Life

Life Insurance

Protect the people you love most. We offer Term Life for affordable temporary coverage and Whole Life for permanent protection with cash value we'll help you find the right fit.

Ace Insurance Medicare 101 Presentation
Medicare

Medicare Advantage Plans

Medicare Advantage (Part C) plans often include dental, vision, hearing, and Rx coverage. We compare plans across Erie and surrounding counties to find your best fit.

Medicare Supplement Plans
Medicare

Medicare Supplement Plans

Medigap plans fill the gaps in Original Medicare covering copays, coinsurance, and deductibles. Keep your doctor and get peace of mind with predictable costs.

Prescription Drug Plans
Medicare

Prescription Drug Plans (Part D)

We compare formularies and premiums to find a Part D plan that covers your specific prescriptions at the lowest possible cost.

Commercial Insurance

Business Insurance
Commercial

Business Insurance

From General Liability and Business Owner's Policies (BOP) to Workers' Comp and Commercial Auto we cover businesses of all sizes across NW & NE Ohio.

Rental Property Insurance
Commercial

Rental Property Insurance

Own a rental or vacation property on the islands or elsewhere in Ohio? We have landlord policies covering your structure, loss of rental income, and liability for tenant injuries.

Airbnb Insurance
Commercial

Airbnb & Short-Term Rental Insurance

Hosting on Airbnb or VRBO? Your standard homeowners policy likely won't cover you. We'll make sure your short-term rental is properly protected for guests, liability, and property damage.

Commercial Property Insurance
Commercial

Commercial Property Insurance

Protect your business's physical assets buildings, equipment, inventory, and more. We'll help you find a policy that covers what matters most to keep your business running after the unexpected.

Not Sure What You Need?

Call us or get a quote online we'll walk you through your options at no cost.