Rooted in our Community.
Committed to You.

Three-Time Award-Winning Insurance, Built Around You

Ace Insurance is a three-time award-winning independent insurance agency serving all of Ohio. For over 40 years, we've built our reputation on doing right by our clients, responsive service, straightforward answers, and coverage that actually fits your life. As an independent agency, we work with top-rated carriers to make sure you're getting the best protection for your money.

Our story started in 1984 when founder James R. Perry launched the agency out of a USPS van in Toledo, Ohio. Back then it operated under the name Perry Insurance, and James grew it the right way, one client at a time, earning trust through hard work, personal service, and a genuine care for the people he served.

In 2001, the business was incorporated and rebranded as Ace Insurance, a name that reflected a fresh identity and kept the agency top of mind. The growth continued, and in 2015 Ace opened its second location in downtown Sandusky, expanding its reach to the Lake Erie community with the same personalized service clients had always counted on.

In 2019, James Perry passed away after a battle with cancer, leaving behind a legacy built on integrity and community. His son William Perry took over as principal agent and has carried that legacy forward with pride. Today, Ace Insurance is still family-owned, still community-driven, and still committed to the same values that James put into it from day one.

More Than an Agency. We're Your Neighbors

When we're not helping clients find the right coverage, you'll find us out in the community. From downtown Sandusky events to local festivals, giving back is part of who we are. Here's the whole team showing up (in costume) for our community, because that's just what we do.